About Us...
The advisers at Ethos Financial Management Ltd have both been providing independent financial advice since 1988, when the definition of independent advisers was first given a legal status. We provide advice to both individuals and companies on all aspects of financial planning (although we do not undertake mortgage broking), through a long term approach of fully understanding our clients' needs, wants and aspirations and then prioritising objectives.
Clients can receive advice from Mark Potter, Chartered Financial Planner or David Room who has obtained the Diploma of the Personal Finance Society. Both have specialist pensions qualifications and they have over 38 years experience directly advising clients on financial planning between them. To find out more about the Personal Finance Society and the ethical standards it expects from its members, visit their web site
The firm has offered a fee based financial planning service for many years - please see the link to our menu of charges. We are committed to ongoing service, not just selling new products to new clients and we only offer our services to clients looking for a long term relationship. We have limits on the number of clients we allow to subscribe to the more comprehensive service levels on offer, to ensure that a personal and prompt service is always maintained.
As independent advisers, our clients benefit from our being able to offer advice on the broadest range of products and services. Whether it be for investment advice, retirement planning, inheritance tax planning or simply reducing costs, we have many years of experience in finding the most suitable solution for our clients' needs.
We provide advice and help following a personal / business financial review which can take place at a convenient time and place. Usually a review will start with a very broad discussion of your concerns and aspirations, before moving on to a thorough financial review.
Following your initial review, we will take time to consider your situation, needs and priorities before writing a detailed financial report. We will discuss this face to face in a follow up meeting in which we'll fully explain our recommendations and agree affordable priorities to assist you in acheiving your objectives.
Our charges can be structured in several ways. Some of our clients prefer a fee-based approach, whilst others are more comfortable with a commission basis. Either way will result in our fully disclosing our fees in an open and transparent manner.
The FSA do not regulate all forms of Inheritance Tax Planning
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